Tax Strategy

Periods of market volatility often result in unrealized investment losses. Under current federal tax law, realized capital losses may affect how capital gains and certain income are reported. This framework is commonly referred to as tax-loss harvesting. At RT3 Business Solutions, we approach this topic from a compliance and reporting perspective. Below is a technical overview of how capital losses are treated under the Internal Revenue Code (IRC), including limitations and r

Most tax strategies are built to solve this year’s problem. This one is built to change the next 20. Trump Sec. 530A accounts introduce a structured way to begin wealth-building early, with the potential for coordinated contributions from families, employers, nonprofits, and even government programs. For RT3 clients, this is not just another account option. It is a long-term planning opportunity that shifts the conversation from annual tax savings to generational outcomes. Th