
THE RT3 TEAM

Rosario A. Torres
CPA, CIA, MBA, CGAP
Founder and CEO
Rosario is the broad minded, visionary founder and CEO of RT3 Business Solutions, a dynamic company revolutionizing the landscape since its establishment in 2024. Rosario is not just a leader; he is the driving force behind the success and innovation of RT3. Rosario brings a wealth of experience and expertise to the helm of RT3. As a member of the AICPA, the IIA, a CPA, a CIA, and over 15 years providing transformational leadership, Rosario possesses a unique blend of academic excellence and real-world experience.
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A proud U.S. Army and Navy veteran with almost 12 years of service, Rosario's commitment to excellence and discipline acquired in the military is the cornerstone of RT3's values. This dedication extends to his role as a transformational leader, leveraging over 15 years of experience in both business and government. Rosario's journey includes leading audits at prestigious institutions like the U.S. House of Representatives, the U.S. AbilityOne Commission, and the Department of Defense. At the U.S. House of Representatives, Rosario introduced cutting-edge strategies like Benford’s Law and played a key role in the House OIG Government Auditing Standards Working Group. This ability to innovate and drive change defines his leadership style.
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Leading RT3, Rosario instills a culture of excellence, innovation, and adaptability. His multifaceted leadership, honed through various roles in the Federal government, sets RT3 on a trajectory of success. In addition to founding and spearheading RT3, Rosario A. Torres is not just a leader; he is the embodiment of success, bringing a unique blend of military discipline, auditing prowess, and transformative leadership to every endeavor. With RT3 Business Solutions under his guidance, Rosario is charting a path toward unparalleled success in the world of business solutions.
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Education
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Master of Business Administration, Cameron University
Bachelor of Accounting, Cameron University
Associate of Science, Business, Cameron University
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Professional Associations
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American Institute of Certified Public Accountants
Institute of Internal Auditors
Association of Government Accountants
Virginia Society of Certified Public Accountants

Bukola Adedayo
MBA
Business Development & Strategy Lead
Bukola is a detail-oriented professional with more than 15 years of experience in internal controls, risk management, financial analysis, and process improvement. She has served in key roles with Ernst & Young, Deloitte, and Booz Allen Hamilton, where she supported federal agencies and commercial clients in strengthening internal controls, ensuring compliance with GAAP, SOX, and federal regulations, and improving financial reporting accuracy. Skilled in control assessments, audit support, reconciliations, and data analysis, Bukola is known for delivering actionable recommendations that drive efficiency and compliance.
She holds a Master of Business Administration and an active Secret Clearance. Passionate about building strong control frameworks and process improvements, Bukola brings a collaborative and results-focused approach to every engagement.
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Education
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Master of Business Administration, University of Maryland Global Campus
Bachelor of Science (Accounting), University of Maryland Eastern Shore
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Professional Associations
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The Institute of Internal Auditors

Nicole Loutsenhizer
CFE, CIA, CGAP
Manager, Audit & Internal Control
Nicole Loutsenhizer, CFE, CIA, CGAP, is a seasoned auditor and investigator with over 14 years of experience spanning government, corporate, and healthcare sectors. Her career includes more than a decade of service with the U.S. Department of Defense and the Legislative Branch, where she specialized in fraud detection, internal control reviews, and compliance auditing. Nicole has led high-level investigations into financial misconduct, workplace disputes, and privacy violations, consistently implementing measures to reduce fraud, waste, and abuse. At Highmark Health, she managed complex investigations, directed a team of analysts, and developed annual Fraud Risk Assessments for a $12.9 billion enterprise.
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In addition to her auditing expertise, Nicole serves as Head Coach for North Hills Aquatics, where she oversees program operations, staff development, and long-term strategic goals. Known for her analytical rigor, clear communication, and leadership, she brings integrity and precision to every role she undertakes. Nicole holds a B.S. in Accounting from Saint Vincent College and maintains certifications as a Certified Fraud Examiner (CFE) and Certified Internal Auditor (CIA)
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Education
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Bachelor of Science (Accounting), Saint Vincent College
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Professional Associations
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The Association of Certified Fraud Examiners
The Institute of Internal Auditors
